In recent months, there has been increased focus on the phased implementation of the Compensation for Occupational Injuries and Diseases Amendment Act 10 of 2022. Although COIDA does not form part... 

By Kobus van Niekerk and Christine Dreyer In the aftermath of a major material damage incident that triggers not only property insurance but also consequential loss (revenue) cover, the... 

Virtually every short-term insurance policy contains a Disclosure Notice or Disclosure Clause. This principle is equally applicable   in the Life Insurance Industry, although the wording and... 

By : James Bishop When a loss occurs, most businesses focus on the obvious: repairing damage, replacing assets and getting back to full operation. What often gets overlooked is the cost of proving... 

By: Kobus van Niekerk The Insurance Industry stands on the brink of substantial growth in the Electronic Equipment Insurance market. 

We are nearing the end of another year in the insurance industry - a time to reflect on both achievements and the inevitable setbacks. While some outcomes may not have gone as planned, every... 

By: Alexandra Mattisson Industries are racing into a future shaped by AI, robotics, and automation, but engineering insurance is still playing catch-up. The machines we insure today aren’t the ones... 

Reinstatement of the sum insured Other than Public Liability policies, there are policies that refer to a sum insured versus a limit of indemnity. When it comes to a sum insured under a policy, the... 

By: Kobus van Niekerk Most short-term insurance policies are annual policies with a predetermined premium, which can be paid monthly. Historically, many Financial Service Providers (FSPs) have... 

By: Kobus van Niekerk Pillars of insurance 

By: Kenneth Lourens (Consort) Insurance considerations and risk mitigation of power surges 

By: Kenneth Lourens Understanding Power Surges 

By: Alexandra Mattisson Reliance on backup power systems and electric vehicles (EVs) in South Africa has surged due to persistent load-shedding, frequent power outages, and rising fuel prices.... 

By: George Jennings When flying an airplane, the pilot has no control over the tailwinds and the headwinds. The pilot’s control is to steer the aircraft safely through the prevailing conditions.... 

By: Kobus van Niekerk Insurance, a legal contract, has been advertised as a commodity lately, like the utensils we use in the kitchen. Even the conclusion period of an important contract is... 

By: George Jennings & Kobus van Niekerk The construction industry holiday is a period when most contractors, sub-contractors, architects, quantity surveyors, engineers, and other professionals in... 

Kobus van Niekerk and George Jennings Scope of Business Interruption Insurance 

George Jennings and Kobus van Niekerk Understanding Increase in Cost of Working (ICOW) 

by George Jennings & Kobus van Niekerk 1.Introduction to underinsurance