Strict liabilities – who is responsible?

Understanding Public Liability Insurance Public Liability insurance is designed primarily to provide indemnity to the Insured in respect of legal liability for accidental injury to, or damage... 

Engineering insurance – what about COIDA?

In recent months, there has been increased focus on the phased implementation of the Compensation for Occupational Injuries and Diseases Amendment Act 10 of 2022. Although COIDA does not form part... 

When the Insured and Insurer Become Partners in Business

By Kobus van Niekerk and Christine Dreyer In the aftermath of a major material damage incident that triggers not only property insurance but also consequential loss (revenue) cover, the... 

Disclosure Clauses: A Cornerstone of Risk Integrity in Insurance

Virtually every short-term insurance policy contains a Disclosure Notice or Disclosure Clause. This principle is equally applicable   in the Life Insurance Industry, although the wording and... 

Claims Preparation Costs (CPC): An Overlooked but Valuable Cover

By : James Bishop When a loss occurs, most businesses focus on the obvious: repairing damage, replacing assets and getting back to full operation. What often gets overlooked is the cost of proving...